Take Your Pick, Rocky Road is
in the "Eat them INTO House and Home" promotion.
This proposed rebirth
of Philadelphia’s least-advantaged neighborhoods is about “a shot at the title” of “landlord” for some of the countless North Philadelphia residents who feel the burn of entrepreneurship, but lack the partners and mentors needed to pursue that life choice.
DEMI and Rocky Roadz
are standards that are pledged by independent companies that adopt those brand names.
IncorporatingEvery house that carries any of our brands must be incorporated somewhere in the United States. This provides greater protection for everyone involved.
It also ensures that, in five years when the option is exercised, the buyer will be able to finance as either a traditional mortgage or as a commercial purchase of a profitable, asset-holding company with a stellar credit rating. Personal financial circumstances will determine which financing method is chosen.
InhouseA limited number of rowhouses will be built and managed by The DEMI.
These rowhouses will be rehabs of existing housing. The properties will be upgraded by small contractors from the neighborhood and will be funded as part of the "Eat Them INTO house and Home" promotions. Each will be upgraded and refitted as two tenant, shared homes, with most of the features of the new DEMI rowhouses.
Private investors will be local individuals who take advantage of an installment purchase option whose payments can be as little as $10 per month.
Private MortgagesThere are many services that arrange real estate loans that are based on the income value of the property, and not on the owner's credit history or current indebtedness.
Packaged with other real estate professionals, these services can allow us to assemble landlord packages that will remove the risks and mistakes that often are made by novice investors. On their way to learning how to flip houses, they can earn profits without tenants needing to sacrifice safety or comfort.
Equity CrowdfundingIt is now legal to sell stock in a small company to multiple small, unacredited investors.
Personal InvestmentSome investors will become involved to create positive social impact, with only a small reduction in the earning power of their investments.
MortgagesA bank-financed version of the Personal Investment option.